Tbk PT Bank Mestika Dharma targets loan portfolio to Rp 5.94 trillion in the year 2013. As many as 30% of the total loan will be disbursed to Small and Medium Enterprises (SMEs) who are so focused the company’s business.
Director of Bank Mestika Dharma Achmad S. Kartasasmita said, until the end of December 2012 the Bank from Medan, North Sumatra has disbursed loans amounting to Rp 5.1 trillion to Rp 1.4 trillion disbursed details for working capital.
“Approximately 30% of the company disbursed loans to the SME sector. Remainder distributed to consumers, including mortgages and corporate,” Achmad said when met at the House Energy, Jakarta, Wednesday (06/19/2013).
He said the company also plans to open a branch office in the area of Jambi, Jakarta, Tanjung Pinang, and Jabodetabek, but currently only one branch which has obtained permission from the regulator, which in Jambi.
“Bank Mestika seek middle branch offices in other locations, namely Jakarta, Tanjung Pinang, and Greater Jakarta,” he said.
With the addition of the branch offices, Achmad targets a net profit of Rp 291 billion at the end of 2013, up 8.8 percent.
Throughout 2012, the company has collected deposits (deposits) amounted to Rp 5.4 trillion to Rp 2.98 trillion composition is saving, Rp 706 billion in demand deposits and time deposits remaining. The company targets increase in deposits during the year amounted to Rp 6.3 trillion.
Assets of the company until the end of 2012 reached Rp 7.3 trillion and is targeted to increase to Rp 8.4 trillion this year. Asset growth was driven by the addition of the company’s branch offices.
“Now we have 10 branches, 44 sub-branches, cash offices and 6 are located in Sumatra and Java,” he said.
Ramadan is always a blessing for business owners Muslim fashion. In Pasar Baru, Bandung is usually most wanted accessories of Muslims. No doubt the demand can be increased two or even three times more than usual today.
Nasha Colection eg providing specifically jilbab muslim clothing accessories are often overwhelmed serve buyers demand ahead of Eid.
Community’s needs requires setting up shop stocks more than usual. If regular day veils sold 10 scores. Ahead of Eid could reach double even more.
Ade (24) one of the employees said widths of experience ahead of the previous year turnover of the day could reach Rp 20 million per day. Usually the most common requests from buyers in bulk. But not least also retail buyers.
“Yes, if from previous years mencapailah up to Rp 20 million, maybe if now predicted to reach Rp 30 million,” he said with a sheepish when talking with merdeka.com.
Two weeks of fasting sales has not reached its peak. He said demand is still fairly mediocre. The reason for this year because the school could have coincided with the beginning of fasting, so spending money management with school needs should be taken into account.
“If the turnover is now reaching tens of millions only (per day),” he said. Sales trend from year to year mentioned he was like that.
“Well ahead of the fasting is usually increased, fasting lethargic early, ahead of the Eid rise again. If fasting is usually ahead of the entire stock of migrants from Malaysia, now that most of Java, Sumatra, Jakarta and Bandung,” he said.
Ade in his shop selling Muslim fashion women’s accessories range. Hijab became the mainstay of sales. Complementary hijab is also offered at the store located on the fourth floor, such as underwear hoods, cuffs, scarves and other accessories hijabers.
Other traders, Yono (19) which sells equipment such sejadah prayers and fasting mukena admitted two weeks, sales have not been too showed significant sales. Buyers usually hunt seven days ahead of Eid.
“It’s just that the current standard is not too much, will usually increase its H-7 to H-3, we also provide a lot of stock,” Yono said one of
Stock production of cheap and environmentally friendly cars or Low Cost and Green Car (LCGC) now has reached 20 thousand units. Targeted, this year LCGC production could reach 75 thousand units.
“I understand they (the company that produces LCGC) stock has been doing a great market for 20 thousand and 300 thousand could. This year the target can be up to 75 thousand,” said the Minister of Industry (Memperin) MS Hidayat on Inalum after a meeting at the Office of the Coordinating Minister for Economic Affairs, Jakarta , Monday (07/08/2013).
Hidayat said the Indian LCGC production could reach 40 million. Thus, Indonesia should be optimistic to surpass the production of the country.
“Optimistic to 75 thousand units, it could be 40 million units of India you lose the same period India. If it’s cheap-cheap Indian champion, but the quality of Indonesia,” he added.
Furthermore Hidayat said the provision LCGC maximum price Rp95 million per unit still does not include the possibility of adopting new technologies and benchmark transmission problems.
“So the reference price of Rp95 million national reference but there is still space that a standard issue 15 percent transmission and the possibility of adopting a new technology is approximately 10 percent,” he said.
PT Prime Gapuraprima Tbk (GPRA) record net profit of Rp 71 billion in the first half of 2013, up 318% over the same period last year of Rp 17 billion. Profit rose due to an increase in sales of property projects.
In addition to earnings, the company’s sales also grew to Rp 242 billion during the first six months in 2013, up 60% over the same period last year of Rp 154 billion.
“A pretty solid performance of the company marked the sale of some of peningkan owned projects that boost the recorded rise in net profit,” said President Director of Prime Gapuraprima Rudy Margono, in a written statement on Friday (02/08/2013).
Rudy said the company’s operating income collected until June 2013 reached USD 89 billion, up 56% compared to the same period in 2012 which stood at Rp 38 billion.
With the achievement of the performance, Rudy optimistic residual second half of 2013 will also give good results for the company. “We sure could record sales of more than Rp 1 trillion this year,” he said.
To achieve that goal, various measures have been prepared in which the company completed acquisitions of 4 (four) project in Nusa Dua Bali, Pondok Indah in South Jakarta and Tangerang Chester South.
This year the company has focused on developing a number of projects, such as Diamond City-Cipayung area of 3.48 ha, Graha Azzura MT Haryono area of 0.37 ha, Ciawi Superblock (Ciawi) area of 2.5 ha and Air Force Radar-Cimanggis, Depok area 6 ha.
“The total value of the projects that we have prepared this year to reach Rp 1.1 trillion,” he said.
Looking ahead, said Rudy, Prime Gapuraprima also adds new 3-star hotel that is Gapuraprima Hotel located at Jalan Gatot Subroto, Central Jakarta, Mega Kuningan Best Western Hotel, South Jakarta, as well as the Best Western Hotel-Serpong, Tangerang.
Kriuk Crispy Egg Rendang Not only complaint rice delicious to serve warm, but also delicious eaten alone. The food is typical Payokumbuah after Batiah began to demand not only by the Minang people of West Sumatra or alone. But also from other areas outside of Sumatra. Curious?
Where once only famous rendang beef stuffing with red-brown thick sauce mlekoh, but this one actually rendang unique. Made of chicken eggs with the dried herbs are very much different from beef rendang that I often encounter. Rendang eggs are more similar to the shredded instantly became a favorite when I first tasted it.
Rendang is according to the author, who wears brands ‘Yolanda’ made from steamed egg white and then sliced thinly and fried until dry. Then cooked together with spices regular crate usual rendang beef rendang. Rendang is cooked until the eggs dry spices, but not until charred or blackened. Rendang is very durable eggs do not need to be warmed again. Because it is similar to shredded beef. In fact it could be an interesting gift for family and friends because it is durable!
Unfortunately, eggs are delicious rendang savory nan is not easy to meet in Jakarta. Even if there must have been sent from the place of origin Payakumbuh. Therefore, for a rendang bag weighing about 100 grams egg price Rp.15.000, 00. The most famous eggs rendang is rendang eggs Christine Hakim who was in Jl.Nipah, Padang. There are also brands that Yolanda has long known. In Jakarta rendang eggs can only be found when there is an exhibition of food or a small or home-based industry.
Pawn PT (Persero) recorded a decline in first-half profit in 2013 amounted to Rp718 billion. The decline equivalent to 22 per cent, compared with the previous acquisition of Rp929 billion.
Director of Mortgage Finance Agus Dwi Pramoedya said the decline in profit due to the decline in gold prices Pawn. “Earnings in the first half we declined, due to the decline in gold prices greatly affect the performance, so terkspos pawnshops with gold prices, gold prices fell borrowing had come down,” said Dwi on Pawn Headquarters, Jakarta, Thursday (01/08/2013).
Dwi explained, for income, Pawn still recorded an increase. Where the report in June of this year recorded revenue Rp 4, 1 trillion, or an increase of 6.5 percent over the same period last year, which is Rp3, 8 trillion.
While the number of assets, Dwi said today there was an increase in total assets Pawnshops, where the current total assets Pawn Rp33 trillion, up 13 percent compared to last year’s total assets amounted to Rp29 trillion.
“Customers we still rose to 14.4 million compared to June last year, there was an increase of 5 per cent, last year’s 13.7 million customers,” he added.
Further Dwi, turnover Pawn until June submit their increased 6 percent to Rp46 trillion last year reached Rp43 trillion.
Meanwhile, the increase in Islamic mortgage that has increased 8.6 percent, where as of June this Pawnshops scored 6 trillion last year compared with the same period amounted to Rp 5, 5 trillion.
“Operating revenues actually still rising, with the increasing number of our customers, it looks the business we’re still growing,” he said.
PT XL Axiata Tbk (EXCL) correction suffers 54% profit in the first half of 2013 to Rp 670 billion from Rp 1.46 trillion. The company’s revenue edged up 1%.
XL recorded net income of Rp 10.3 trillion in the first half of this year, from Rp 10.2 trillion in the previous position. The rise in revenue driven by increased data service revenues by 13%.
“Our performance this quarter marks our success to turn things around after a decline in the previous two quarters,” said President Director of XL Hasnul Suhaimi, in a press release on Thursday (01/08/2013).
Until the end of the first half of 2013, the XL has spent Rp 4 trillion for infrastructure investment in the data. A combination of internal funds and debt.
XL has signed a new loan agreement in U.S. dollars with Standard Chartered Bank in May 2013 for U.S. $ 50 million. Meanwhile, during the first half of this 2013 also, the amount of debt XL increased to Rp 17.1 trillion from Rp 12.7 trillion in the previous year.
“XL will remain focused on data services given the growing use of data rapidly increasing contribution to company revenues. During the first six months of this year, data revenue accounted for 22% of total revenue, compared to 19% last year, “he added.