There is a small cylindrical shape is elongated, some are folded into triangles or rectangles. It feels Kriuk .. Kriuk crispy savory, choose to stay salty or sweet. One would want to eat again and again.
Some time ago when I visited the city of Pemalang, I found the food that has been a long time since I’ve ever found. Yak, cake Semprong name. It was a tasty crunchy it’s become my favorite snack. Semprong first pie peddlers often through the house, but not now.
Peddlers selling Semprong is very rarely, and if there is it is very different. In Pemalang town, there was a cake maker Semprong centers. Cottage industry that is developing rapidly have penetrated into the stores located in the city center.
Option it was only two, sweet and salty. But what makes it special is the sprinkling of sesame cake that makes this one has a distinctive aroma. There is also a bit given the scent of ginger. Well, when it’s confronted with this snack it’s tongue would not stop shaking. Kriuk Kriuk .. crispy .. especially with a cup of coffee or sweet tea still steaming hot.
CIMB Group Holding Berhad announced a net profit of RM 4.35 billion in fiscal year 2012. This figure is up 7.8% over the same period the previous year.
“We return a high profit for FY12 because almost all business units to increase revenue numbers,” said Group Chief Executive, CIMB Group, Dato Nazir Razak in Kuala Lumpur, Malaysia, Wednesday (04/17/2013).
Recorded earnings are equivalent to net earnings per share valued at 58 cents and the rate of return on equity of 16%.
The company achieved net profit in the fourth quarter of FY12 stood at RM 1.082 billion, or 5.3% lower than 3Q12 net income, and lower by 4.5% from 4Q11 net profit, amounting to RM 1.133 billion.
“CIMB Group’s revenue in FY12 experienced increased 11.3% over the same period previous to RM 13.495 billion,” he added.
Net interest income rose by 10.6% while non-interest income increased 12.7% due to capital market transactions exceeded the highest plus increasingly aggressive treasury market activities.
“Without taking into account the advantages and CIMB Aviva deconsolidation amounted to RM250 million in 4Q11, an increase in non-interest income amounted to 19.8%,” said Nazir.
Increase in CIMB Group’s profit before tax was higher by 9.1% to RM 5.678 billion.
“Profit before tax generated regional consumer banking unit of CIMB Group in 2012 rose 23.9% to RM 2.323 billion,” he said.
PT CIMB Niaga Tbk (BNGA) to contribute pre-tax profit by 34% to CIMB Group. 2015 is expected to increase to 40%.
“I think 2015 could be 40 percent,” said Razak.
Even so, the Group has no plan to add an injection of capital into CIMB Niaga. “If Mr. Arwin capital may ask, but I think it has been pretty,” he continued.
Nazir said the target is given as see good prospects in the banking market in Indonesia.
“We see the ratio, very attractive. Terms of the macro-economy is also growing rapidly. Macro management and banking regulation is good,” said Nazir.
On the same occasion, President Director of CIMB Niaga, Arwin Rasyid, said CIMB Niaga has committed to continue to develop products and services micro and small enterprises (MSEs) in Indonesia while maintaining good credit quality.
“Our initiative is in line with Bank Indonesia regulations that establish bank credit portfolio in the MSE sector by 20 percent in stages by 2018,” said Arwin.
Responding to these rules, the CIMB Group is also committed to undergo such a rule.
“The rule is good, we will obey it,” he continued.
The traders claimed pastry turnover could reach 50 percent larger than normal days with many Jakarta residents hunt cookies need for the holiday from mid-Ramadan.
“Lebaran such turnover could rise to 50 percent, the buyer is also getting crowded. Especially in the H-7 and H-3 buyers will get crowded again to hunt cookies or snacks,” said pastry sellers in the Market Lower Dam , Qonita told Reuters on Friday.
The price of each type of cookie range from 20,000 to Rp110.000/kg depending on its type. In addition to the soaring prices of basic commodities, the price of cookies also increased by Rp 4,000 to Rp10.000/kg.
“From the distributor everything has gone up, I have to naikin price the seller also, if you can not lose. However the average buyer does not mind the price goes up because the average need too. If I sell up Rp 4,000 to Rp 10,000,” said Qonita.
However, customers do not mind the prices are up because of cookie cake is considered a mandatory requirement when Eid arrives.
“I still buy despite riding, if there is no cake during Lebaran something was missing. Especially if a lot of you who have been there a light meal,” said Frida, a housewife.
Pastries are also annually has its own trends are much in demand by buyers. Cakes that appear this year include paris rice cake, cendol three flavors of cheese and crackers. Prices are set high enough that Rp110.000/kg.
Pastries like nastar, cheese cake, cake sago, cat’s tongue, and sumpia still the target of the buyers ahead of the holiday. All cakes are also increased to an average price Rp110.000/kg previously sold for Rp100.000/kg.
“I still buy nastar and sumpia every year because many families are like. All prices go up then I reduce the amount of purchases the cake, but the kind propagated,” said Susan, a private employee.
Pharmaceutical and chemical company, PT Merck Tbk recorded a decrease in net income in 2012. The German issuers, incised profit of Rp 108 billion, down 53.24% from the previous period which amounted to Rp 231.16 billion.
Director of Finance Bambang Nurcahyo explain, the decline in 2012 net profit, due in 2011, the company is selling assets. This has an impact on revenues soaring Merck in 2011, while in 2012, there is no asset sales.
“The decline in performace 2012, causes the 2011 to sell property assets and Kemang BSD net profit of Rp 70 billion. Assets sold in 2011,” said Bambang at Public Expose Merck headquarters in Pasar Rebo, East Jakarta, Wednesday (20/03/2013).
In 2012, Merck’s sales reached Rp 930 billion, up 1.18% from the 2012 period amounted to Rp 919 billion. This sale, supported by three business units namely Chemicals Rp 359 billion, Merck Serono worth Rp 405 billion and Rp Consumer Healthcare 166 billion.
Merck also will perform a dividend of Rp 75 billion to shareholders. However, Bambang reluctant to mention the target profit, revenue and business plans and capital expenditures in 2013.
Tbk PT Bank Mestika Dharma targets loan portfolio to Rp 5.94 trillion in the year 2013. As many as 30% of the total loan will be disbursed to Small and Medium Enterprises (SMEs) who are so focused the company’s business.
Director of Bank Mestika Dharma Achmad S. Kartasasmita said, until the end of December 2012 the Bank from Medan, North Sumatra has disbursed loans amounting to Rp 5.1 trillion to Rp 1.4 trillion disbursed details for working capital.
“Approximately 30% of the company disbursed loans to the SME sector. Remainder distributed to consumers, including mortgages and corporate,” Achmad said when met at the House Energy, Jakarta, Wednesday (06/19/2013).
He said the company also plans to open a branch office in the area of Jambi, Jakarta, Tanjung Pinang, and Jabodetabek, but currently only one branch which has obtained permission from the regulator, which in Jambi.
“Bank Mestika seek middle branch offices in other locations, namely Jakarta, Tanjung Pinang, and Greater Jakarta,” he said.
With the addition of the branch offices, Achmad targets a net profit of Rp 291 billion at the end of 2013, up 8.8 percent.
Throughout 2012, the company has collected deposits (deposits) amounted to Rp 5.4 trillion to Rp 2.98 trillion composition is saving, Rp 706 billion in demand deposits and time deposits remaining. The company targets increase in deposits during the year amounted to Rp 6.3 trillion.
Assets of the company until the end of 2012 reached Rp 7.3 trillion and is targeted to increase to Rp 8.4 trillion this year. Asset growth was driven by the addition of the company’s branch offices.
“Now we have 10 branches, 44 sub-branches, cash offices and 6 are located in Sumatra and Java,” he said.
Ramadan is always a blessing for business owners Muslim fashion. In Pasar Baru, Bandung is usually most wanted accessories of Muslims. No doubt the demand can be increased two or even three times more than usual today.
Nasha Colection eg providing specifically jilbab muslim clothing accessories are often overwhelmed serve buyers demand ahead of Eid.
Community’s needs requires setting up shop stocks more than usual. If regular day veils sold 10 scores. Ahead of Eid could reach double even more.
Ade (24) one of the employees said widths of experience ahead of the previous year turnover of the day could reach Rp 20 million per day. Usually the most common requests from buyers in bulk. But not least also retail buyers.
“Yes, if from previous years mencapailah up to Rp 20 million, maybe if now predicted to reach Rp 30 million,” he said with a sheepish when talking with merdeka.com.
Two weeks of fasting sales has not reached its peak. He said demand is still fairly mediocre. The reason for this year because the school could have coincided with the beginning of fasting, so spending money management with school needs should be taken into account.
“If the turnover is now reaching tens of millions only (per day),” he said. Sales trend from year to year mentioned he was like that.
“Well ahead of the fasting is usually increased, fasting lethargic early, ahead of the Eid rise again. If fasting is usually ahead of the entire stock of migrants from Malaysia, now that most of Java, Sumatra, Jakarta and Bandung,” he said.
Ade in his shop selling Muslim fashion women’s accessories range. Hijab became the mainstay of sales. Complementary hijab is also offered at the store located on the fourth floor, such as underwear hoods, cuffs, scarves and other accessories hijabers.
Other traders, Yono (19) which sells equipment such sejadah prayers and fasting mukena admitted two weeks, sales have not been too showed significant sales. Buyers usually hunt seven days ahead of Eid.
“It’s just that the current standard is not too much, will usually increase its H-7 to H-3, we also provide a lot of stock,” Yono said one of the employees at the store this Laris. Experience from previous years ahead of the Eid demand could reach double that. Sales turnover could reap tens of millions per day.
“The range there are tens of millions per day, I can not on average were not for sometimes up sometimes down,” he explained.
One of the new visitor markets, Teti (39) when it was busy carrying gembolan keresek bag of groceries. He claimed, had been shopping for the benefit of the Eid day. “I come here almost every year, quite buy materials, will be made at a tailor,” said the woman from the Garut Leles.
The tradition of spending every year definitely made in his extended family. He was bought not for personal, but for her husband and three small children. “Deliberately allocated for Eid shopping needs, our tradition is always new Eid,” he explained that when it was bought mukena.
Stock production of cheap and environmentally friendly cars or Low Cost and Green Car (LCGC) now has reached 20 thousand units. Targeted, this year LCGC production could reach 75 thousand units.
“I understand they (the company that produces LCGC) stock has been doing a great market for 20 thousand and 300 thousand could. This year the target can be up to 75 thousand,” said the Minister of Industry (Memperin) MS Hidayat on Inalum after a meeting at the Office of the Coordinating Minister for Economic Affairs, Jakarta , Monday (07/08/2013).
Hidayat said the Indian LCGC production could reach 40 million. Thus, Indonesia should be optimistic to surpass the production of the country.
“Optimistic to 75 thousand units, it could be 40 million units of India you lose the same period India. If it’s cheap-cheap Indian champion, but the quality of Indonesia,” he added.
Furthermore Hidayat said the provision LCGC maximum price Rp95 million per unit still does not include the possibility of adopting new technologies and benchmark transmission problems.
“So the reference price of Rp95 million national reference but there is still space that a standard issue 15 percent transmission and the possibility of adopting a new technology is approximately 10 percent,” he said.
PT Prime Gapuraprima Tbk (GPRA) record net profit of Rp 71 billion in the first half of 2013, up 318% over the same period last year of Rp 17 billion. Profit rose due to an increase in sales of property projects.
In addition to earnings, the company’s sales also grew to Rp 242 billion during the first six months in 2013, up 60% over the same period last year of Rp 154 billion.
“A pretty solid performance of the company marked the sale of some of peningkan owned projects that boost the recorded rise in net profit,” said President Director of Prime Gapuraprima Rudy Margono, in a written statement on Friday (02/08/2013).
Rudy said the company’s operating income collected until June 2013 reached USD 89 billion, up 56% compared to the same period in 2012 which stood at Rp 38 billion.
With the achievement of the performance, Rudy optimistic residual second half of 2013 will also give good results for the company. “We sure could record sales of more than Rp 1 trillion this year,” he said.
To achieve that goal, various measures have been prepared in which the company completed acquisitions of 4 (four) project in Nusa Dua Bali, Pondok Indah in South Jakarta and Tangerang Chester South.
This year the company has focused on developing a number of projects, such as Diamond City-Cipayung area of 3.48 ha, Graha Azzura MT Haryono area of 0.37 ha, Ciawi Superblock (Ciawi) area of 2.5 ha and Air Force Radar-Cimanggis, Depok area 6 ha.
“The total value of the projects that we have prepared this year to reach Rp 1.1 trillion,” he said.
Looking ahead, said Rudy, Prime Gapuraprima also adds new 3-star hotel that is Gapuraprima Hotel located at Jalan Gatot Subroto, Central Jakarta, Mega Kuningan Best Western Hotel, South Jakarta, as well as the Best Western Hotel-Serpong, Tangerang.
Kriuk Crispy Egg Rendang Not only complaint rice delicious to serve warm, but also delicious eaten alone. The food is typical Payokumbuah after Batiah began to demand not only by the Minang people of West Sumatra or alone. But also from other areas outside of Sumatra. Curious?
Where once only famous rendang beef stuffing with red-brown thick sauce mlekoh, but this one actually rendang unique. Made of chicken eggs with the dried herbs are very much different from beef rendang that I often encounter. Rendang eggs are more similar to the shredded instantly became a favorite when I first tasted it.
Rendang is according to the author, who wears brands ‘Yolanda’ made from steamed egg white and then sliced thinly and fried until dry. Then cooked together with spices regular crate usual rendang beef rendang. Rendang is cooked until the eggs dry spices, but not until charred or blackened. Rendang is very durable eggs do not need to be warmed again. Because it is similar to shredded beef. In fact it could be an interesting gift for family and friends because it is durable!
Unfortunately, eggs are delicious rendang savory nan is not easy to meet in Jakarta. Even if there must have been sent from the place of origin Payakumbuh. Therefore, for a rendang bag weighing about 100 grams egg price Rp.15.000, 00. The most famous eggs rendang is rendang eggs Christine Hakim who was in Jl.Nipah, Padang. There are also brands that Yolanda has long known. In Jakarta rendang eggs can only be found when there is an exhibition of food or a small or home-based industry.
Pawn PT (Persero) recorded a decline in first-half profit in 2013 amounted to Rp718 billion. The decline equivalent to 22 per cent, compared with the previous acquisition of Rp929 billion.
Director of Mortgage Finance Agus Dwi Pramoedya said the decline in profit due to the decline in gold prices Pawn. “Earnings in the first half we declined, due to the decline in gold prices greatly affect the performance, so terkspos pawnshops with gold prices, gold prices fell borrowing had come down,” said Dwi on Pawn Headquarters, Jakarta, Thursday (01/08/2013).
Dwi explained, for income, Pawn still recorded an increase. Where the report in June of this year recorded revenue Rp 4, 1 trillion, or an increase of 6.5 percent over the same period last year, which is Rp3, 8 trillion.
While the number of assets, Dwi said today there was an increase in total assets Pawnshops, where the current total assets Pawn Rp33 trillion, up 13 percent compared to last year’s total assets amounted to Rp29 trillion.
“Customers we still rose to 14.4 million compared to June last year, there was an increase of 5 per cent, last year’s 13.7 million customers,” he added.
Further Dwi, turnover Pawn until June submit their increased 6 percent to Rp46 trillion last year reached Rp43 trillion.
Meanwhile, the increase in Islamic mortgage that has increased 8.6 percent, where as of June this Pawnshops scored 6 trillion last year compared with the same period amounted to Rp 5, 5 trillion.
“Operating revenues actually still rising, with the increasing number of our customers, it looks the business we’re still growing,” he said.